Education:

• 1998–2003: Master’s degree studies in Political Science at the Faculty of Political Science of the Aleksander Gieysztor Academy of Humanities in Pułtusk
• 2003–2004: Postgraduate studies in Banking and Finance at the Faculty of Economics and Agriculture of the Warsaw University of Life Sciences
• 2005–2009: Doctoral studies in Management Theory at the Faculty of Management of the University of Warsaw
• 2019–2020: Postgraduate studies in Credit Risk Management at the Collegium of Management and Finance of the Warsaw School of Economics

Participated in numerous national and international training courses in banking and finance, including those focused on systemic solutions to support liquidity and solvency of German cooperative banks within the Institutional Protection Scheme (IPS) framework outlined in European Union regulations.

Experience:

• 2003–2007: Director of the Ostrów Mazowiecka Cooperative Bank Branch in Małkinia Górna
• 2007–2009: Member of the Management Board of the Ostrów Mazowiecka Cooperative Bank
• 2009–2012: Vice President of the Management Board of the Ostrów Mazowiecka Cooperative Bank
• From February 2012 (upon approval from the Polish Financial Supervision Authority) to July 2023: President of the Management Board of the Ostrów Mazowiecka Cooperative Bank responsible for overseeing key risks relevant to the Bank’s operations
• Since April 2023: Vice President of the Polish Bank Association responsible for bank security (including cybersecurity), regulatory oversight, national and international programmes, and collaboration with business communities. He also coordinates the activities of the cooperative banks group within the Polish Bank Association
• 2010–2014: Member of the Supervisory Board of Dom Maklerski Banku BPS S.A.
• 2014–2023: Member of the Council of the Polish Bank Association and Chair of its Cooperative Banks Group
• May 2014–January 2016: Member of the Advisory Council of Bank Polskiej Spółdzielczości
• January 2016–May 2022: Chair of the Supervisory Board of the BPS Association Protection System Cooperative.
• January 2016–May 2022: Chair of the Supervisory Board of the BPS Association Protection System Cooperative.

Education:

• 1994–1998: Cracow University of Economics, Department of Commodity Science and Quality Management, Master of Science in Engineering (mgr inż.) in Commodity Trade and Customs
• 1991–1993 Jagiellonian University, Department of Chemistry, field of study: General Chemistry.

Experience:

• November 2022–January 2023: Adviser to the Management Board at Bank Pocztowy S.A. in Bydgoszcz (Head Office in Warsaw)
• March 2021–August 2021: Chief Risk Officer at Nest Bank S.A. in Warsaw (Head Office in Warsaw)
• 2017–2020: Bank Pocztowy S.A. in Bydgoszcz (Head Office in Warsaw), Member of the Management Board responsible for the risk area and the management of risks material to the Bank’s business. Also served as Managing Director of the Risk Division and Adviser to the President of the Management Board (in December 2018, the Polish Financial Supervision Authority approved his appointment as a Member of the Management Board of Bank Pocztowy S.A. responsible for overseeing the management of risks material to the Bank’s business)
• 2006–2015: Deutsche Bank Polska S.A. in Warsaw (previously Deutsche Bank PBC in Warsaw and Deutsche Bank 24 S.A. in Kraków), holding various roles including Head of the Retail Credit Risk Department, Head of the Retail Product Department, Head of the Capital Market and Private Banking Financing Centre, Head of the Retail Financing Centre, and Head of the Decision Centre South

Education:

• 2014–2015: Leadership Executive Program Frankfurt School of Finance, Goethe Business School
• 2013–2014: IESE Strategy Development Program University of Navarra, IESE Business School
• 2007–2009: Executive MBAUniversity of Minnesota, Carlson School of Management, Warsaw School of Economics, Master’s programme in Business Administration
• 1994–1999: Marketing and Management at the Faculty of Management of Lodz University of Technology

Experience:

• June 2022–present: Corporate Connections Poland -BNI Poland,

Position: Management Board Adviser

• November 2018–September 2021: Santander Bank Polska S.A. and August 2010–November 2018: Deutsche Polska Bank S.A.

Position: Member of the Management Board (post-merger Director of Sales and Support Area)

• June 2006–July 2010: Bank BPH S.A., GE Group

Position: Branch Network Director

• June 2006–July 2010 GE Money Bank S.A.

Position: Department Director

• October 2004–June 2006 Bank BPH S.A.

Position: Regional Director of Indirect and Direct Sales

• June 2003–October 2004: Bank Zachodni WBK S.A.

Position: Sales Director (two provinces) Regional Manager

• November 2000–June 2003: Coca Cola Beverages Polska Sp. z o.o.

Position: Regional Sales Director

• May 2000–November 2000: Lukas Bank S.A.

Position: Branch Director

Education:

• 1997–2003: Doctoral studies at Poznań University of Economics
• 1992–1997: Poznań University of Economics, Faculty of Economics, Master’s programmein Finance and Banking, majored in Banking.

Experience:

• June 2023–present: Ezzon Energia sp. z o.o. President of the Management Board
• October 2022–May 2023: PayU S.A. / Prosus -Global Consumer Internet Group, Head of Strategy and Development / Head of Credit
• December 2009–September 2022: Bank Millennium S.A., Head of the Corporate Banking Department / Head of the Western Macroregion
• February 2010–March 2011: lecturer at Poznań University of Economics, Faculty of Economics, Department of Monetary Theory and Policy
• April 2003–November 2009: Citi Handlowy -Bank Handlowy w Warszawie S.A., initially Local Head of the Micro, Small and Medium Enterprises Segment, Head of the Small and Medium Enterprises Department, Head of the Cooperation Development Office, and RegionalSales Director
• October 2002–March 2003: Raiffeisen Bank Polska S.A., Corporate Client Relations Manager
• June 1996–September 2002: Citi Handlowy -Bank Handlowy w Warszawie S.A., Banking Advisor, then Marketing Specialist

Education and certifications:

• Master’s degree in Finance and Banking from the Warsaw School of Economics
• Certified Investment Advisor No. 122
• Qualified Auditor No. 10428
• Expert witness in accounting
• Expert witness in securities trading

Professional experience:

• President of the Management Board of BTFG Advisory sp. z o.o.
• President of the Management Board and auditor at BTFG Audit sp. z o.o.

Other current positions:

• Member of the Supervisory Board of Capitea S.A. (since 21 January 2022)
• Lecturer in the postgraduate programme in Investment Banking at the Warsaw School of Economics

Previously held positions:

• Member of the Supervisory Board of Giełda Papierów Wartościowych w Warszawie S.A., Chair of the Audit Committee
• Fund Manager for equity, balanced, and bond funds at Towarzystwo Funduszy Inwestycyjnych PZU S.A.
• Member of the NewConnect Advisory Committee at Giełda Papierów Wartościowych w Warszawie S.A.
• Chair of the Investment Committee of Krajowy Fundusz Kapitałowy S.A.
• President of the Stockbrokers and Advisers Association

Education:

• December 2006 –PhD in Economics from the Poznań University of Economics and Business
• October 1992–March 1997 –Poznań University of Economics and Business –Master’s degree in Economics (major: Finance and Banking)

Professional experience:

• November 2019–present –Programme Manager for Finance and Accounting, WSB Merito University in Poznań
• April 2003–present –Researcher and lecturer (currently Professor of WSB Merito University in Poznań)
• April 2003–April 2010 –Financial Director, WSB University in Poznań
• March 2002–March 2003 –Credit Risk Analyst, Raiffeisen Bank Polska S.A.
• July 2001–February 2002 –Chief Financial Specialist, Wielkopolanka Housing Cooperative
• May 1998–June 2011 –Head of the Credit Monitoring and Analysis Department, Bank BPH S.A.
• February 1998–April 1998 –Credit Analyst (position: inspector), WBK S.A.
• September 1996–January 1998 –Credit Analyst (position: banking inspector), Kredyt Bank PBI S.A.
• October 1998–present –Trainer in Financial Analysis at the Banking Advisory and Education Centre, specialising in project evaluation for cooperative banks and central cooperative banks
• October 2014–present –Trainer and Consultant in Financial Analysis at PKF Konsult, providing training for the Financial Supervision Authority (KNF) and private businesses

Education:

• 1977–1981 –Law studies at the Faculty of Law of Maria Curie-Skłodowska University (UMCS)
• 1981–1983 –Legal training for court judges completed with a judicial exam
• 1984–1986 –Legal training for legal counsels, qualified to practise the legal counsel profession
• 1986–1988 –Postgraduate programme for teachers at UMCS
• 1995–1997 –Postgraduate programme in Money and Banking at the University of Warsaw
• 2006–2008 –Executive Education ICAN Institute

She has undertaken numerous training courses in management, HR, marketing, and coaching. She has also participated in study tours to learn about EU banking systems at RABO Bank in the Netherlands and BNP Paribas in France

Professional experience:

• 1981–1992 –Certified teacher of jurisprudence at the A.J. Vetter Economic School Complex in Lublin and the Lublin Business School
• Since 1989 –Practising legal counsel, including roles in a local government unit and at PEKAO S.A. in Lublin, providing advice to private companies
• 1992–1993 –Head of the Credit Department at PBI S.A. Lublin Branch
• 1993–1996 –Deputy Director at PBI S.A. Lublin Branch, and later at Kredyt Bank S.A. Lublin Branch
• 1996–1999 –Representative of the President of PBK S.A. responsible for organising a branch network in the Lublin region, then director of PBK S.A.’s first branch in Lublin; Deputy Chair of the Credit Committee of the Lublin Region of PBK S.A.
• 1999–January 2023 –Director of BGŻ Lublin Branch, and later Director of the Eastern Macroregion at BGŻ S.A., and subsequently Macroregional Director at BNP Paribas S.A. in Lublin
• Since January 2023 –retired

Education:

2017 – 2019 – University of Maryland, College Park, Poland-US Fulbright Scholar, Graduate Studies, major: Energy Policy, Energy Economics, MBA courses: Corporate Finance, International Economics, Brown University: Science and Tech. Policy; Problems in Advanced Physics

2012 – 2013 – Cracow University of Technology, Faculty of Civil Engineering, Master of Science in Civil Engineering, major: KBI

2013 – Hanyang University, Department of Civil Engineering, Civil structures and architecture, students exchange

2008 – 2012 – Cracow University of Technology, Faculty of Civil Engineering, Civil Engineer

Experience:

From December 2022 to the present – Director of the Strategy and Analysis Department at the Ministry of Climate and Environment, Plenipotentiary for Energy Security

August 2020 – November 2022 – Ministry of State Assets, Deputy Director of the Department of Fuel and Energy Companies

November 2019 – August 2020 – World Bank Group – Energy and Extractive Industries, Energy and Economics Consultant

March 2018 – November 2019 – Pacific Northwest National Laboratory & University of Maryland, Center for Global Sustainability – Bloomberg Philanthropies America's Pledge Project, Energy & Economics Specialist

March 2016 – July 2017 – Siemens AG, Power and Gas Energy Solutions, Engineering Team Leader

June 2016 – September 2016 – Engineer, Combined-Cycle Plant, 414 MW, Batangas, Philippines

March 2016 – June 2016 – Engineer, Combined-Cycle Plant, Frankfurt, Germany

September 2014 – March 2016 – Portico Project Management S.A., Project Engineer

November 2013 – September 2014 – IDS-BUD S.A., QC/QA Engineer

Education:

• November 2017 –Post-doctoral degree (doktor habilitowany) in Economics in the field of Finance, conferred by the Scientific Council of the Collegium of Management and Finance at the Warsaw School of Economics. Title of scientific achievement: “Hybrid Securities –Contingent Convertible Bonds”
• June 2008 –Admission to the list of legal counsels of the Regional Chamber of Legal Counsels of Warsaw
• September 2005 –Doctoral degree in Economics, conferred by the Scientific Council of the Collegium of Management and Finance at the Warsaw School of Economics
• 1999–2004 –University of Warsaw, Faculty of Law and Administration
• 1997–2001 –Warsaw School of Economics, Finance and Banking, Master’s degree in Economics

Professional experience:

• May 2023–present –Bank Guarantee Fund. Adviser to the President, Department of Financial System Planning, compulsory restructuring of banks and insurance companies
• February 2022–November 2023 –Economic Adviser to the Marshal of the Senate of the Republic of Poland, Tomasz Grodzki
• May 2010–present –Warsaw School of Economics, Institute of Infrastructure, Transport and Mobility (since 1 October 2020), previously at the Institute of Finance, position: University Professor (since 2018), academic and teaching work
• March 2000–May 2010, Warsaw School of Economics, Assistant at the Department of Banking (Assistant Professor from July 2006)
• 2019 –Adviser to the Vice President of Finance at KGHM Polska Miedź
• August 2021–September 2022 –Member of the Supervisory Board of Gorzowski Rynek Hurtowy S.A.
• 2018–2021 –Member of the Supervisory Board of INNEKO Sp. z o.o. of Gorzów Wielkopolski
• 2016–2018 –Deputy Chair of the Supervisory Board of Zakłady Wodociągów i Kanalizacji Sp. z o.o. of Sulęcin
• 2016 –Expert for the Parliamentary Committee on Public Finance in the development of the Act on the Bank Guarantee Fund, Deposit Guarantee System and Compulsory Restructuring (enacted in 2016)
• 2015–2017 –Arbitrator at the Arbitration Court of the Polish Bank Association
• 2013 –Collaboration with the Meridiam fund; Cholewa, A., Liberadzki, K., Liberadzki, M., Pieregud, J., “How to effectively finance the development of transport infrastructure in Poland in the financial perspective 2014–2020”, House of Solutions International, 2013
• September2009–May 2023 –Liberadzki & Partners Kancelaria Radcy Prawnego law firm

He is actively involved in scientific research and teaching, with a substantial portfolio of publications to his credit.

Education:

• PhD degree in Economics from the University of Szczecin, Faculty of Management and Economics of Services
• Strategist Academy –Advanced Executive Education Programme, a year-long development programme for senior managers by ICAN Sp. z o.o. Sp.k. and Harvard Business Review Polska
• Master Coach (licence number N60575) from the Coaching Division of The American Board, Nevada USA
• Trainer of Neuro-Programming TM Society of NLP (licence number L-63978), Florida USA
• MANAGEMENT 2000 –a year-long postgraduate programme in management skills development run by the Canadian International Management Institute
• University education: University of Szczecin, Faculty of Transport and Communications. Master’s degree in Economics
• International Postgraduate Programme in Marketing and Management run by CNAM FRANCE
• Securities Broker Course run by the International Foundation for the Capital Market Development and Ownership Transformations in Poland –Privatisation Centre

Professional experience:

• 2001–present –Owner of the consulting and training business BSC Consulting
• 2008–2015 –Chair of the Supervisory Board of Bank Ochrony Środowiska S.A.
• 2008–2016 –Chair and Deputy Chair of the Supervisory Board of Zakłady Chemiczne Police (Grupa Azoty Group)
• 2010–2016 –Member of the Supervisory Board of KEMIPOL S.A.
• 2006–2009 –Lecturer in the MBA Programme run by the Wielkopolska Business School Executive Master of Business Administration in partnership with Nottingham Trent University
• until 2003 –Sales Manager for the West Pomeranian Region at Winkhaus Polska GmbH
• 1995–1996 –Specialist in the Sales Department at SOLO, wholesale distributor of liquid fuels

Education:

• Graduated from the Department of Economics and Business Organisation at the Faculty of Agriculture of the University of Agriculture (currently the University of Warmia and Mazury in Olsztyn) (1972) –Master’s degree in Engineering
• Postgraduate programme in the humanities at the University of Gdańsk (1989)
• Postgraduate programme in Banking Law and Banking at the Nicolaus Copernicus University in Toruń (1993)

Professional experience:

• Deputy Chair of the Provincial Board of the Rural Youth Association (1973–1975)
• Mayor of Pieniężno Town and Municipality (1975–1977)
• Worked in managerial positions in the former Elbląg Province authorities (1977–1990)
• Branch Director at Bank Rozwoju Rolnictwa Rolbank S.A. and Bank Zachodni S.A. in Elbląg (1990–2000)
• Organiser and first director of a Polish banking institution in Kaliningrad
• Member of the Supervisory Board of Hurtowy Rynek Rolny Giełda Elbląska S.A. (1995–1998)
• Northern Region Director at Elektrim-Megadex S.A. in Elbląg (from 2001)
• Business Development Manager at SNC-Lavalin Megadex (2004–2006)
• Business Development Director at ABB Zamech Gazpetro (2006–2007)
• President of the Management Board of Fromborska Sp. z o.o. (2017–present)

Senator of the Republic of Poland (2001–2007) and social activist

Education:

• 2018−2019: a post-graduate course in gas transmission and gas-fired power generation
• 2017: obtained professional qualification as Legal Counsel
• 2013: completed professional training as a legislative drafting officer
• 1999–2007: University of Warsaw, Faculty of Law and Administration.

Professional experience:

• Since August 2020: Deputy Head of the Power Generation and Natural Gas Department of the Ministry of Climate and Environment
• Since 2018: member of the Scientific Board of the Oil and Gas Institute of the National Research Institute in Kraków.
• Since 2022: member of the Board of the National Centre for Research and Development in Warsaw
• 2017–2022: Member of the Supervisory Board of GEOVITA S.A.
• Since 2022: Chair of the Supervisory Board of the Poznań Provincial Fund for Environmental Protection and Water Management
• 2009–2020: served at Ministry of Energy (formerly Ministry of Economy), including from 2017 as Head of the Natural Gas Market Unit of the Oil and Gas Department.

Ms Aleksandra Świderska has submitted a statement to the effect that apart from the above-mentioned activities:

• she is not engaged in any activity that is in competition with the Company,
• she is not a partner or shareholder in any competing partnership or company,
• she is not a member of a governing body of any other competing legal entity,
• she is not entered in the Register of Insolvent Debtors maintained pursuant to the Act of August 20th 1997 on the National Court Register.

Education:

• 2004–2009 –Doctoral studies at the Poznań University of Economics and Business. Awarded the degree of Doctor of Economics by the Faculty of International Business on 17 April 2009
• 1999–2004 –Full-time studies at the Poznań University of Economics and Business

Professional experience:

• September 2011–Present –Lecturer at the Department of International Finance, Poznań University of Economics and Business
• January 2023–September 2023 –Financial Market Product Manager, BNP Paribas Bank Polska in Poznań
• September 2008–December 2022 –Treasury Product Manager, Alior Bank S.A. in Poznań
• November 2006–August 2008 –Derivatives Specialist, Raiffeisen Bank Polska S.A. in Poznań
• July 2006–October 2006 –Deposit and Treasury Products Specialist, Bank BPH S.A. in Poznań

The Supervisory Board decided that all Members of the Supervisory Board meet the independence criteria.

• Adam Ruciński
• Artur Stefański
• Marcin Liberadzki
• Marcin Likierski
• Marzenna Sendecka
• Piotr Wybieralski
• Władysław Mańkut
• Wojciech Krawczyk

Members of the Supervisory Board and Management Board of Bank Ochrony Środowiska S.A. meet the requirements stipulated in Art. 22aa of the Banking Law.