Financial results

Financial data

BOŚ S.A. Group selected financials at end of period (PLN 000)	1-3Q 2022	2021	2020	2019	2018	2017	2016
Net interest income	501 690	376 085	370 980	419 987	384 115	384 018	309 227
Net fee & commission income	97 674	141 854	134 590	98 373	97 894	109 055	109 168
Gross profit	150 410	79 269	-285 753	110 188	88 527	71 708	-78 912
Net profit attributable to Bank Shareholders	115 903	47 456	-306 934	71 994	63 728	46 062	-60 148
Assets	22 254 723	20 585 740	20 505 829	18 486 997	18 251 025	19 676 720	20 829 489
Loans & cash advances to customers	11 840 264	11 855 647	11 887 297	12 003 794	11 809 527	12 343 773	13 965 259
Amounts due to clients	18 483 582	17 007 863	16 560 715	14 914 981	14 799 109	15 463 833	17 123 578
Equity	1 926 233	1 865 795	1 913 170	2 196 871	2 137 566	1 860 433	1 781 889
Share capital of the Bank	929 477	929 477	929 477	929 477	929 477	628 732	628 732
Number of shares (pcs)	92 947 671	92 947 671	92 947 671	92 947 671	92 947 671	62 873 245	62 873 245
Dividend per share declared or disbursed, PLN	0	0	0	0	0	0	0

Basic financial ratios	1-3Q 2022	2021	2020	2019	2018	2017	2016
Return on assets (ROA) (%)	0,6	0,2	-1,6	0,4	0,3	0,2	-0,3
Amounts owed to clients / Loans outstanding (%)	64,06	69,71	71,78	80,48	79,8	79,8	74,6
Capital adequacy (%)	13,91	14,61	14,86	16,39	17,95	15,01	14,28